Recent assignments
- Review LTCI benefit options
- Premium optimization for existing life insurance policy
- Review of life settlement offer
- Review of indexed annuity before purchase
- More »
Recent blog posts
- What Is the Marginal Tax Rate on Pass-through Business Income?
- Life Settlements Get a Boost From Tax Reform
- Tontines Are Coming, Someday
- More »
Recent mentions
- Penelope Wang, "How to Choose the Right Amount of Life Insurance," ConsumerReports.org, 7/13/21
- "Hybrid Life Insurance/Long-Term-Care (LTC) Policies," Bottom Line Personal, 5/15/21
- Ivan Suchkov, "How to Make Your Online Chinese Learning More Productive," Speechling.com, 8/14/2020
- More »
Recent articles
Recent presentations
- "LTC Funding: How To Compare Standalone LTCI, Hybrid Policies, LTC Riders, and LTC-Enhanced Life Income," Advisors4Advisors.com, March 29, 2022
- "Your Client Received An LTCI Premium Increase Notice. What's Your Advice?" Advisors4Advisors.com, March 22, 2022
- "Life Settlements For Fiduciaries," Advisors4Advisors.com, May 1, 2019
- More »
Schedule a meeting
The fee-only advantage
Fee-only insurance advisors help people answer questions like these:
- Is my agent recommending a good life insurance policy for me?
- Should I keep this policy that I own?
- Is life insurance a good investment?
- Should I buy an annuity?
- Should I buy insurance for long-term care expenses?
Unlike commission-based agents, fee-only insurance advisors have no financial incentive to convince you to do something. We don't sell insurance products. We help people make informed decisions about insurance, and our clients pay us to give them a complete picture of their options. We have no incentive to downplay risks or to avoid discussing a better alternative.
Almost every decision that you make affects the agent's commission, so how can you be sure that you are getting unbiased advice that is not tainted by the agent's conflict of interest?
For example, some insurance policies don't pay a commission. Some policies let the agent decide what the commission will be; if the agent gets more, you get less. Some policies have a design that makes it foolish to pay more than the minimum premium in the first year.
Fee-only insurance advisors work with your other financial advisors, including your agent, to help you make decisions that are right for you.
Announcing TellUsTheOdds.com
Is your long-term care insurance policy ruining your peace of mind?
Are you thinking of selling your life insurance policy?
Your first step should be TellUsTheOdds.com.
Copyright © 1998-2023 by Glenn S. Daily. All rights reserved. Legal notices.